Did you know who won rookie of the year then mvp?

Did you know who won rookie of the year, then the next year won MVP?

It has happened three times so far in history, the winners of these prestigious awards were:

Cal Ripken Jr. - American League RoY in 1982 and American League MVP in 1983.

Ryan Howard - National League RoY in 2005 and National League MVP in 2006.

Dustin Pedroia - AL RoY in 2007 and AL MVP in 2008.

Did you know only what sophomores have won the Heisman Trophy?

Did you know that three sophomores have won the Heisman Trophy Award?

Did you know that the Heisman Trophy  was awarded to sophomores three consecutive years, 2007, 2008, 2009?



Tim Tebow of the Florida Gators,
















Sam Bradford of the Oklahoma Sooners,

















and Mark Ingram, Jr. of the Alabama Crimson Tide

Did you know who was the only player in history to win back to back Heisman Trophys?

Now if you didn't know, now you know...

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Did you know who was the only player in history to win back to back Heisman trophys?

Did you know the only player who has ever won back to back Heisman Trophy?






That would be Archie Griffin of the Ohio State Buckeyes, he won in 1974 and 1975.







Did you know that only three sophomores in history have won the Heisman Trophy?  

Now if you didn't know, now you know...

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If Facebook was a country it would be the 4th largest country in the world

Did you know that if Facebook was a country it would be the 4th largest country in the world.

Yet, even though the Internet population has grown to 1.8 billion users it still lags behind the fastest growing technology in history, the cell phone. Interestingly, it took the cell phone also many years to become commonplace. Cell phones were developed in the 1940s, introduced in 1978 but became an ubiquitous item only in the 2000s. But cell phones enjoyed the fastest uptake with more than 3 billion people acquiring cell phones during the past 6 years; more than 4 billion people now own a cell phones. Which is almost as many people that listen to radio.

Did you know you can repair your credit?

Did you know that you can correct your own credit?

It can take a month or so but with a letter like this disputing items on your credit report, you can get negative items removed from your credit. In most case creditors have to follow a guideline on reporting negative items on your credit. Generally in most cases most companies follow the rules, but sometimes you have companies that place negative information on your credit illegally. When that happens, if you dispute then that company has an obligation to remove any negative items that they place on your credit. It really is that simple.

Now after you send this letter to the Credit Bureaus, the Credit Bureaus will then send the letter to the creditors. Now if they the Creditors do not respond within that 30 days to your dispute then the items have to be removed.

So it really is that simple, it just takes time and patience. If you do not have your Credit Report simply request it for any of the 3 credit reporting agency. You may receive one free credit report a year. I hope that this helps



December 1, 2009

Marcus Smith
1202 Pledgen Street
Memphis, TN 38124


Experian
Order Credit Report: 888-397-3742
Report Fraud: 888-397-3742
http://www.experian.com/

Dear Sir or Madame:

All agencies are legally required to follow certain procedures when reporting delinquent consumer debts to credit reporting agencies. I am writing to dispute the following information in my file because proper protocol was not followed. My rights as a debtor have not been considered as stated under U.S.C. 3711. I’m utilizing my right to dispute said debt, I have enclosed a copy of my credit reports. Please all of the negative information in regards to my credit. Please remove any of the negative information about my accounts.
Enclosed items:

A Credit Report

B Copy of Drivers license


Please reinvestigate these matters and delete or correct the disputed items as soon as possible.

Sincerely

____________________________
Enclosures: Credit Bureau

The three major credit bureaus are:
 

Equifax
Order Credit Report: 800-685-1111
Report Fraud: 800-525-6285
http://www.equifax.com/

 

Experian
Order Credit Report: 888-397-3742
Report Fraud: 888-397-3742
http://www.experian.com/
 
Trans Union
Order Credit Report: 800-888-4213
Report Fraud: 800-680-7289
http://www.tuc.com/

Did you know that a CPN Number is another alternative to building your credit score to a 700 to 800 within 30 to 45 day period?


Now if you didn't know, now you know...







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Did you know these stupid acronyms

Stupid Facts - Common Acronyms

Your probably forgot what some of these actually mean.

• A.D.: Anno Domini

• a.m.: Ante Meridiem

• CNN: Cable News Network

• COBRA: Consolidated Omnibus Budget Reconciliation Act

• DNA: Deoxyribonucleic

  
  Acid

• EKG: Electrocardiogram

• Epcot: Experimental Prototype Community of Tomorrow

• FAX: Facsimile

• IMAX: Image Maximum

• JPEG: Joint Photographic Experts Group

• MASH: Mobile Army Surgical Hospital

• NASA: National Aeronautics and Space Administration

  

• NASDAQ: National Association of Securities Dealers Automated Quotations

• NCAA: National Collegiate Athletic Association

• RADAR: Radio Detecting and Ranging

• SCUBA: Self-Contained Underwater Breathing Aparatus

• SWAT: Special Weapons and Tactics

• UPC: Universal Product Code

• YMCA: Young Men's Christian Association

• ZIP: Zone Improvement Plan Code

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Did you know these stupid company abreviations?

Did you know these Company Abbreviations

• AFLAC: American Family Life Assurance Company

• ALCOA: Aluminum Company of America

• AMC: American Multi-Cinema

• AT&T: American Telephone and Telegraph

• CVS: Customer, Value and Service

• F.Y.E.: For Your Entertainment

• FTD: Florists' Transworld Delivery

• H&M: Hennes and Mauritz

• intel: Integrated Electronics

• LG: Lucky Goldstar Corp.

• Nabisco: National Biscuit Company

• UPS: United Parcel Service

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