Did you know that Labor Day orginated Canada out of a labor dispute?

Did you know that:

Labor Day is a United States federal Holiday observed on the first Monday in September.

The holiday originated Canada out of labor disputes in the 1870s, which resulted in legalization and protection of union activity in 1872. The parades held in support and the printers' strike led to an annual celebration in Canada. In 1882 American labor leader Peter J. McGuire witnessed one of these labor festivals in Toronto. Inspired, he returned to New York and organized the first American "labor day" in that same year: September 5, 1882, 127 years ago.

Did you know a War Veteran pulled 13 of his teeth with pliers?

A BRITISH Gulf War veteran pulled out 13 of his teeth with pliers when he could not find an NHS dentist.
TA soldier Ian Boynton could not afford to go private for treatment after suffering with excruciating toothache since 2006.
So instead he took drastic action and removed them himself.
The 42-year-old, from Beverley, East Yorks, had not had his teeth looked at since seeing the army dentist in 2003.
And he has not registered with a dentist of his own since 2001.
He said: “I’ve tried to get in at 30 dentists over the last eight years but have never been able to find one to take on NHS patients.

Root of the problem ... Ian's pulled teeth
Ross Parry Agency
“I started having pain in a front tooth, which protruded slightly more than the others. I was constantly fiddling with it and wiggling it because it hurt so much.
“In the end I knew it had to come out and had to use the pliers to pull it.
“Amazingly, it did not hurt as much as you might think. I think I’d been prising it that much in the meantime that I’d been killing the nerve.”
As he could not find a dentist his teeth were deteriorating and in the last two years Ian has pulled out 13 top teeth – including molars, incisors and canines.
He now only has two teeth left in the roof of his mouth. more

Did you know what a ARM is?

Did you know what an ARM IS?
An ARM is an Adjustable Rate Mortgage.

The recent rise in interest rates has caused home buyers to take a closer look at adjustable rate mortgages, or ARMs. A key advantage to an ARM loan is that it usually has a lower initial interest rate than a fixed-rate loan, allowing a buyer to qualify either with a lower income or for a larger loan. In exchange for the lower rate, the home buyer must bear a greater amount of interest rate risk.

An ARM is a loan whose interest rate is adjusted according to movements in rates in the financial markets. The rate and the adjustments are determined by an index rate plus a margin. Suppose the current index rate is six percent and the margin is two percent. The interest rate used for calculating an ARM rate would be eight percent, which is the sum of the two. The index rate is usually some common measure of interest rates available regularly in the newspaper and on the Internet.

There are many different types of ARMs. Some maintain a fixed rate for up to 10 years before making any adjustments. Others may adjust the rate only one year or even one month after closing. Most ARMs have caps on how much the interest rate can increase in any adjustment period and/or over the life of the loan. The caps may be different at different points in the loan. For instance, an ARM that maintains the initial rate for five years may then adjust every year thereafter. The allowable increase after the first five years may be larger than the allowable increase in any of the later years.

ARMs with a long initial adjustment period are especially attractive to buyers who do not to expect to stay in a home long. If a buyer has an ARM with an initial adjustment period of five years and stays in the house for only four years, there will not be any adjustments on the loan. The buyer enjoys the advantage of the lower initial rate without ever having to experience possible rate increases.

As a rule, the greater the amount of interest rate risk borne by the home buyer seeking a loan, the lower the initial interest rate will be. For instance, an ARM that adjusts after one year and then every year thereafter is likely to carry a lower initial rate than an ARM which does not adjust until the end of the fifth year. The home buyer with the loan that does not adjust for five years is receiving greater interest rate security and pays for such security in the form of a higher initial rate.

ARMs can save a home buyer money should interest rates decline. With a fixed-rate mortgage, the only way to benefit from a drop in interest rates is to refinance the loan, which is expensive. With an ARM, a drop in mortgage rates might lower monthly payments without the need to refinance. So the thing to understand with an ARM the interest rate and drop or increase! Also remember that the period that the ARM adjust is generally 6 months to 1 year. Generally interest only loans are the only that adjust once a month.

Did you know that Whitcomb L. Judson was the first to patent the zipper?

Whitcomb L. Judson was an American engineer from Chicago, Illinois, who invented the zipper. Judson patented his "clasp-locker'' on Aug. 29, 1893; later in 1893, he exhibited this new invention at the Chicago World's Fair. He and Lewis Walker founded the Universal Fastener Company to manufacture these fasteners. They never succeeded in selling Judson's new device. Judson died in 1909, before his device became commonly used and well known.


SundbachThe zipper was improved in 1913 by the Swedish-American engineer, Gideon Sundbach (a former employee of Judson). Sundbach was successful at selling his invention, which he called the "Hookless 2." He sold these fasteners to the US Army, who put zippers on soldiers' clothing and gear during World War I.

Did you know that only 8 individuals have competed in 5 or more Olympics and won medals?

Did you know that only 8 individuals have competed in 5 or more Olympics and won medals?

1)Dara Grace Torres is the first swimmer from the United States to compete in five Olympics:

1984, 1988, 1992, 2000, and 2008

2) Steven Redgrave of Great Britain won rowing gold medals at 5 consecutive Games:

Coxed Four: 1984
Coxless Pair: 1988, 1992, 1996
Coxless Four: 2000

3) Birgit Fischer of Germany won 8 kayaking gold medals in 6 different Games:

Singles: 1980, 1992
Pairs: 1988, 2000
Fours: 1988, 1996, 2000, 2004

4) Elisabeta Lipa-Oleniuc of Romania won rowing gold medals in 5 different Games:

Double Sculls: 1984
Single Sculls: 1992
Coxed Eights: 1996, 2000, 2004

5) Aladar Gerevich of Hungary won fencing gold medals in 6 different Games:

Team Sabre: 1932, 1936, 1948, 1952, 1956, 1960
Individual Sabre: 1952

6) Reiner Klimke of Germany won equestrian gold medals in 5 different games:

Team Dressage: 1964, 1968, 1976, 1984, 1988
Individual Dressage: 1984

7) Pal Kovacs of Hungary won fencing gold medals in 5 different Games:

Team Sabre: 1936, 1948, 1952, 1956, 1960
Individual Sabre: 1952

8) Aladar GEREVICH the Hungarian fencer, seven times Olympic champion in sabre (individual and team).

Los Angeles 1932

Berlin 1936

London 1948

Helsinki 1952

Melbourne / Stockholm 1956

Rome 1960

Did you know that Howard Stern is the highest paid talk radio host?

Did you know that Howard Stern is the highest paid entertainer on radio?
Stern, who ranks 45th on the Forbes Celebrity 100, earned about $31 million last year and is one of the highest-paid radio personalities (along with Rush Limbaugh). Stern's contract with Viacom (nyse: VIAb - news - people ) subsidiary Infinity Broadcasting allows him a share of revenue, as well as bonuses for ratings increases. Infinity also is said to have paid close to $2 million over the years in fines to the Federal Communications Commission for the occasionally indecent Stern.





Rush Limbaugh recently inked a 400 million for 8 years with a 100 million dollar signing bonus.













Although we have a dark horse in the race, no pun intended.

Steve Harvey is said to be the highest paid air personality on a one-market basis in the industry,” That“Radio One paid him more than Howard Stern, Rush Limbaugh, any of them, on a one-market basis.

To find out more about Broderick Steven Harvey click on this link.

Did you know who the world's Highest Paid Entertainers are?

Did you know who the world's Highest Paid Entertainers are?

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1. Oprah Winfrey £130million Apart from her talk show, Oprah enjoys profits from a radio show, magazine, Broadway musical ('The Color Purple') and other hit chat shows hosted by Dr. Phil McGraw and Rachael Ray. In total Winfrey is worth an estimated £750million.

2. Jerry Bruckheimer £60million
Bruckheimer's signature is for films and TV shows bulging with action. He has recently earned big through the various Pirates of the Caribbean films, numerous CSI: Crime Scene Investigation series, and Without a Trace.

3. Steven Spielberg £55million
Spielberg has got it made when it comes to movie production. When working on a movie, it is said he takes up to 50% of the gross income. So next year he could well top this list, since his current projects are (yet more) sequels to Indiana Jones and Jurassic Park.

4. Tiger Woods £50million
Much of Woods' income comes from Nike, who in turn enjoy the profits from their range of Tiger-endorsed golfing goods - worth £300million to them by some accounts. Tiger's playing fees for some tournaments reach £1.5million.

5. Johnny Depp £46million
Enjoying the treasure of the Pirates of the Caribbean films, Depp's next notable film role will be as Sweeney Todd. But at a cut-throat price?




6. Rolling Stones £44million (each)
Still rolling, and very much rocking, the Stones' 'Bigger Bang' world tour, which started shows in 2005, has so far to date grossed over £230 million.

7. Jay-Z £41.5million
"Can you pay my bills, can you pay my telephone bill?", once sang Beyoncé, Jay-Z's partner in love. Probably. Aside from the successful recording career, this year Jay-Z sold his Rocawear clothing label to Iconix for £102million.