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Wednesday, September 5, 2012

Did you know that the Pure term plan is the simplest and cheapest of all, and this one pays a fixed sum assured on the death of the policyholder?

Did you know that their are 4 types of term insurance policy?

Did you know that term only charges you for the cost of insurance, which is what you should buy if you need a cover to protect your family?


Did you know that the Pure term plan is the simplest and cheapest of all, and this one pays a fixed sum assured on the death of the policyholder?

Did you know that with a Pure term policy if the policyholder survives the term, he gets back nothing?

Did you know that the premium on term plans depends on three factors: age, term of the policy and the sum assured you choose?

 Did you know that as term plans are the cheapest insurance product you get a further discount by buying them online?

Did you know that a Return of premium plan promise a return of premium?

Did you know that the policyholder gets the return of premium at the end of the term, but if he dies mid way, the nominee gets the sum assured?

Did you know that a Decreasing plan is popular with mortgage products, the sum assured in this plan decreases every year, as does your outstanding loan amount?

Did you know that a Decreasing plan premiums on these plans are lower than that of a level term plan since every year the sum assured decreases?

 Did you know that a Increasing plan  is the opposite of a decreasing plan?

Did you know that with a Increasing Plan the amount of cover increases by about 5% every year until your sum assured increase by 50% or doubles up in value?

Did you know that a Convertible plan combines the benefits of a term plan with a savings plan?





 Now if you didn't know, now you know...



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